Health Care for America Now has filed a comment with the Department of Health and Human Services urging rejection of Indiana's request for a waiver from health reform rules requiring insurers to spend minimum amounts of premium dollars on medical care rather than profits, executive pay, lobbying, claims denial and marketing.  You can read the full letter to HHS Secretary Sebelius here.

Below are few of the reasons that this waiver is a bad deal for Indiana's consumers:

• Indiana has offered no evidence that any insurers have exited the state or will exit the state or cease offering coverage absent an adjustment.
• Indiana has offered no evidence that, absent an adjustment, enrollees will lose coverage due to insurers leaving the state.
• Indiana has not demonstrated that access to agents and brokers will be disrupted if an adjustment is not granted.
• Alternative coverage is available to Indiana insurance consumers if an insurer exits the state.
• If granted, this adjustment request would cause a substantial loss to Indiana consumers.